KredMart

LOANS & WALLET

A better way to finance your shopping

KredMart connects you to premium lenders and credits your wallet on approval, so you can buy now and repay with confidence.

Competitive rates

Our partner lenders offer fair and flexible rates designed to suit your shopping needs. Please review the terms before applying.

Transparent & Hassle-free

From application to repayment, see your loan availability, repayment dates, and charges easily in your dashboard.

Instant wallet loans

Once approved, your funds are instantly available in your Kredmart wallet, letting you shop eligible items right away.

Real‑time notifications

Stay informed with status updates, reminders, and repayments. Manage everything from kredmart.

What is a wallet‑backed loan on KredMart?

It’s a credit limit linked to your KredMart wallet. Once approved by a partner lender, you can use the wallet balance to purchase items on KredMart and repay over time.

Who are the loan providers I can apply with?

KredMart partners with lenders like Renmoney, CreditDirect, FairMoney and others. Choose a provider, review their requirements, and apply directly from KredMart.

Am I eligible for a loan?

Eligibility depends on the provider, typically a valid government ID (NIN/PVC/Driver’s License), verifiable income, active phone/email, and sometimes a minimum credit score.

How much can I borrow?

Limits are set by each provider. You’ll see sample ranges during selection; the final amount is based on your assessment.

How long does approval take?

Some providers respond within minutes; others within 24–48 hours. Once approved, your wallet is credited so you can complete your purchase.

Are there fees or interest?

Yes. Interest and fees are defined by the selected provider. Review their terms carefully before you proceed.

Can I use my loan for any product?

Yes. Use your wallet‑backed loan on eligible items across KredMart. Add to cart and check out with your wallet balance.

What happens if I miss a repayment?

Late or missed payments may incur charges and affect future eligibility. Always review your repayment schedule.

Need more help? Visit Dashboard → Account or email support@kredmart.example

Top Lenders All in one Place

A better way to finance your shopping

Top Lenders
All in one Place